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    How Much Does AAA Travel Insurance Cost?

    Eman FatimaBy 6 Mins ReadUpdated:
    How Much Does AAA Travel Insurance Cost?

    AAA Travel Insurance Plans:

    AAA doesn’t offer travel insurance directly under their brand, but they partner with Allianz Global Assistance to provide TripProtect travel insurance plans. TripProtect insurance plans include various coverages of your choice (Classic or Premier). Generally, they can cover:

    How Much Does AAA Travel Insurance Cost?
    • Type of Plan: Those plans vary in benefits and value to meet the needs of every AAA customer (Classic, Premier). To sum it all up: the more coverage you get, the higher premiums will be.
    • Trip Cost: The total cost of your prepaid trip expenses (flights, hotels, tours) is a factor. More expensive trips typically require higher insurance premiums.
    • Your Age: One of the reasons for the increased premiums is the age factor, especially for those who approaching older age and have a higher risk of needing medical care while traveling.
    • Trip Duration: Longer trips are more expensive to insure than shorter trips.
    • Optional Add-Ons: You can add features like “Cancel for Any Reason” coverage for an additional fee.
    Allianz Global Assistance Travel Insurance

    AAA Single Trip Plans:

    Here’s a comparison of Classic and Premier plans:

    FeatureClassic (Around $64.99/year)Plus (Around $99.99/year)Premier (Around $124.99/year)
    Roadside Assistance✓ Towing (up to 3 miles)✓ Towing (up to 5 miles)✓ Towing (up to 100 miles)
    ✓ Battery jump start✓ Battery jump start✓ Battery jump start
    ✓ Flat tire repair (or replacement)✓ Flat tire repair (or replacement)✓ Flat tire repair (or replacement)
    ✓ Lockout service✓ Lockout service✓ Lockout service
    ✓ Fuel delivery (up to 2 gallons, gas not included)✓ Fuel delivery (up to 3 gallons, gas not included)✓ Fuel delivery (up to 5 gallons, gas not included)
    Trip Savings & Discounts✓ Discounts on hotels, car rentals, restaurants, attractions & more✓ More discounts than Classic✓ Most discounts
    DMV/MVD Services (varies by state)✓ Renew vehicle registration online or by mail✓ Same as Classic✓ Same as Classic
    Travel✓ Trip interruption assistance (limited coverage)✓ Same coverage as Classic✓ Same coverage as Classic
    ✓ Trip planning & routing service✓ Same as Classic✓ Same as Classic
    Emergency Locksmith ReimbursementN/AUp to $100 (car only)Up to $150 (car only)
    Winch Service (may require additional fee)N/AUp to 1 tow per membership yearUpto 3 tows per membership year
    Extrication Coverage (may require additional fee)N/AUp to $150 per disablementUp to $300 per disablement
    Worldwide Trip Interruption CoverageN/AUp to $750Up to $1,500
    Worldwide Lost Baggage CoverageN/AUp to $250Up to $500
    AAA Annual Plans

    Additional Notes:

    I'm Eman Fatima, the owner of eftory.com. As a travel blogger and history teacher, I'm on a mission to explore my planet's beauty and hidden treasures while sharing the history behind destinations. Along with this, I want to make travel easy and hassle-free for adventurers across the globe.

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